Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. To Catch a Thief Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.